Denise Chaney, ChFC, CLU, CASL has been the owner and operator of New Dawn Financial LLC since she left New York Life Insurance Company in 2009. She has been life and health insurance licensed since 1996 and has held a variety of positions helping people and businesses protect their families. Insurance is not a glamorous topic and many people dread talking about it. However, Denise has seen with both clients and personally how much peace comes with knowing that you are protected, especially when something unforeseen happens like a sickness or death. God has given us a wonderful and wonderous body but it can fail. 1 Timothy 5:8 says, "Anyone who does not provide for their relatives, and especially for their own household, has denied the faith and is worse than an unbeliever." If you believe or not, there is no denying that combining financial stress with the emotional stress during an unforeseen event places an addtional burden on our relatives. Having the right Medicare Plan and sufficient life insurace to cover Final Expenses means we will not be that burden. Denise's committment to her industry, as witnessed by her advanced trainings such as Certified Advisor for Senior Living (CASL), and her passiion for helping people makes it a breeze to find what will work with your budget and give you peace of mind.