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Medicare is an essential part of every Senior's health planning, but it was never intended to provide for all your healthcare needs. Expenses not covered by Medicare increase as healthcare costs continue to escalate. Unless you have supplemental insurance coverage, these expenses come our of your pocket. There are eleven standardized Medicare Supplement insurance policies that you can choose from. Depending on the policy you select, coverages pay various Medicare deductibles, coinsurance and other medical expenses not covered by Medicare. Since insurer's rates and services vary for each of these standarized plans, it is very important for Seniors to shop carefully. New Dawn Financial will help you get through this maze of options to get the best value for your dollars.

Final Expense

Death and the cost of dying can be expensive and worrying about how to cover the funeral costs just adds to the pain and grief families experience. According to the 2013 National Funeral Directors Association (NFDA) General Price List Survey, the average funeral costs $8,343 and this does not include the cemetery plot, monument, flowers, obituary or other cash expenses such as food. Final Expense insurance can be used to provide for these expenses and many policies require little, if any, medical questions to qualify. However, like most insurance, there is a wide variance in prices amoung insurance companies. New Dawn Financial offers many different choices and can help you find the best option to take this burden off of your family.

Funeral Plans

We believe it is important to leave a legacy, and part of that legacy is to be remembered long after we are gone. With this in mind, once you are a client with New Dawn Financial, we provide a FREE one-of-a-kind legacy planning serice to help you leave a lasting legacy and assist your family through some of the most difficult times in their lives. Legacy Safeguard can step you and your loved ones through every end of life detail, from the practicalities of funeral arrangements to bereavement support and grief counseling. A legacy is about LIFE and passing on what matters most: your values, history, life lessons, your final wishes, and how to handle your possessions so your family will be able to understand your core values and pass on your life lessons.

Tax Sales

The increasing volatility of the stock market combined with historically low interest rates has caused many investors to seek alternative avenues that can provide a decent rate of return. One investment niche that is often overlooked is property tax sales, including tax liens and tax deeds. These unique opportunities can provide knowledgeable investors with excellent rates of return in some cases, but for the novice buyer, they can also carry substantial risk if they do not understand the rules and potential pitfalls that come with this market. New Dawn Financial understands this market and can provide you with a variety of opportunities that have already been through a rigouous review process to mitigage the risk.